Going home to visit family? Travel covered.
The trip newcomers take most. Your Canadian provincial plan barely follows you overseas — travel medical insurance makes sure an emergency abroad doesn’t derail the visit.
Why this trip needs its own coverage
Whether you’re flying back to India, the Philippines, the Caribbean, or anywhere else to see family, your provincial health plan reimburses only a token amount for care abroad. A hospital stay overseas can cost far more than you’d ever expect. Travel medical insurance covers eligible emergency care so a health scare doesn’t become a financial one.
What to look for
Right destination
Confirm your destination country is covered and the coverage amount suits local costs.
Trip length
Match the plan to how long you’ll be away; long stays may need a higher per-trip cap.
Pre-existing terms
Especially if older parents travel with you — see pre-existing conditions.
Assistance line
A 24/7 multilingual line that can arrange care and direct billing where possible.
FAQ
I have provincial health coverage — do I still need travel insurance to go abroad?
Can I add my elderly parents to the trip coverage?
What if I get sick at my destination?
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