Terms of Service

These Terms of Service set out the general basis on which Visitor Insurance Quote makes this website available to the public. The website is intended to provide general information, accept quote or contact requests, and help users connect with insurance-related assistance in connection with visitor insurance, Super Visa insurance, travel medical insurance, and related protection discussions. By accessing or using the website, you acknowledge that your use is subject to these Terms and to the accompanying Privacy Policy. If you do not accept these Terms, the appropriate course is to stop using the website. Continued use of the website will generally be understood as acceptance of the Terms in the form posted at the time of that use.

This website is not an insurance policy, a legally binding quote commitment, an underwriting decision, or a substitute for the official documents, policy terms, or legal obligations of any insurer or third-party provider. Content made available on this website is intended for general informational purposes only and should not be relied on as legal, immigration, tax, medical, or investment advice. Insurance-related information on the site is necessarily general in nature and may describe product categories, common scenarios, estimated pricing considerations, or typical eligibility discussions, but final availability, pricing, exclusions, refund eligibility, approval, and coverage terms depend on the insurer, the facts of the application, and the governing policy wording. If there is any conflict between information appearing on this site and the wording or requirements contained in official insurer documents or legally controlling materials, those official documents and requirements will prevail.

We aim to keep the website useful, current, and accurate in a practical sense, but we do not guarantee that every page, statement, example, comparison, or pricing reference is complete, current, or free from error at all times. Insurance rules, underwriting positions, government requirements, and product pricing can change. For that reason, website content should be used as a general reference point and not as a final basis for decisions without appropriate verification. By using the site and submitting a request, you agree to provide information that is accurate, current, and complete to the best of your knowledge, and you acknowledge that the quality of any response or assistance depends in part on the quality of the information you provide. You should submit information only for yourself or where you are authorized to act on behalf of another person.

You agree to use the website lawfully and responsibly. This means, among other things, that you will not knowingly submit false, misleading, fraudulent, or unauthorized information; interfere with the site's normal operation; attempt to gain unauthorized access to systems or records; introduce malicious code; misuse any form, communication channel, or quote workflow; scrape, copy, or automate the website in a harmful or unauthorized manner; or use site content in a way that infringes the rights of others. All content, branding, layout, graphics, and other materials on the website, unless otherwise noted, are owned by or licensed to Visitor Insurance Quote and are protected by applicable intellectual property laws. You may view and use website content for personal, informational, and non-commercial purposes related to the services offered here, but you may not reproduce, republish, redistribute, modify, or commercially exploit the content without prior written permission.

If you provide contact information through this website, you acknowledge that you are asking to be contacted in relation to your request and that we may follow up by phone, email, or messaging where reasonably connected to the inquiry you submitted. This may include quote response, clarification, service follow-up, or related support. Nothing in this paragraph is intended to override any rights you may have under applicable privacy, anti-spam, or consumer protection laws, and communications that legally require consent remain subject to those rules. The website may also include links to third-party websites, including insurers, government pages, and other external resources. Those third-party sites are governed by their own content, terms, and privacy practices, and we do not control or guarantee them.

The website and its content are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim warranties and representations of uninterrupted availability, complete accuracy, merchantability, fitness for a particular purpose, non-infringement, and error-free performance. We do not promise that the website will always be available, always secure, or always free from technical defects or third-party interference. To the extent permitted by law, Visitor Insurance Quote and its operators, representatives, affiliates, contractors, and service providers will not be liable for indirect, incidental, consequential, special, exemplary, or punitive losses or damages arising from or related to use of the website, inability to use the website, reliance on website content, insurer underwriting outcomes, policy or claim decisions, technical failures, or the acts or omissions of third parties. Nothing here is intended to exclude liability where the law does not permit exclusion, but where lawful limitations are permitted, they are intended to apply.

By using this website, you agree, to the extent permitted by law, to indemnify and hold harmless Visitor Insurance Quote and its related parties from claims, liabilities, costs, or expenses arising out of your misuse of the website, your breach of these Terms, your violation of applicable law, or your infringement of another person's rights. These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable in Ontario. We may revise these Terms from time to time to reflect operational, legal, or content changes, and the version posted on this page will be the version intended to apply going forward from its update date. If anyone notices wording on this page that appears inaccurate, unclear, too broad, or out of step with how the website actually operates, we invite that concern to be brought to our attention so it can be reviewed and, where appropriate, corrected. Questions about these Terms may be sent to info@visitorinsurancequote.ca, by phone at +1 416 887 0700, or by contacting us in Ontario at Ontario, Canada.