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Compare your coverage the right way
First, pick the right type of plan. Then compare insurers on what actually matters. Here’s a clear way to do both — and I’m happy to run the comparison for you.
Step 1 — pick the right type of plan
| Visitor insurance | Travel medical | Super Visa insurance | |
|---|---|---|---|
| Who it’s for | Visitors to Canada | Residents/newcomers going abroad | Parents & grandparents on a Super Visa |
| Direction | Inbound | Outbound | Inbound (long stay) |
| Covers | Emergency medical in Canada | Emergency medical abroad | Emergency medical, meeting program rules |
| Coverage amount | Flexible | Flexible | Program minimum required |
| Term | Flexible | Trip length or annual | One year or more |
| Learn more | Visitor insurance | Travel medical | Super Visa |
Step 2 — compare insurers on what matters
Once you know the plan type, compare providers on these — not just the headline price:
- Coverage amount — enough for the destination’s medical costs.
- Deductible — what you pay per claim; a higher one lowers the premium.
- Pre-existing rules — the stability period, which decides whether a condition is covered.
- Exclusions & sub-limits — caps on things like dental, follow-ups, or repatriation.
- Refund terms — what happens if plans change or a visa is refused. See refunds & cancellation.
See the insurers I compare on the providers page.
Let me do the legwork. Tell me the traveller’s age, the trip, and any health notes, and I’ll compare suitable plans side by side — at no charge, with no pressure.
Comparison FAQ
What's the difference between visitor and travel insurance?
Visitor insurance covers someone visiting Canada (inbound). Travel medical covers a Canadian resident or newcomer travelling abroad (outbound). Both are emergency medical coverage — the difference is direction and which provincial-coverage gap they fill.
How do I compare insurers fairly?
Look beyond price at the coverage amount, the deductible, and especially the pre-existing condition rules. The cheapest plan is not the best if it excludes a condition you need covered. An advisor comparison weighs all of these at once.
Can you compare plans for me?
Yes — that is exactly what I do as an FSRA-licensed advisor. Tell me the traveller and the trip, and I compare suitable plans from several insurers at no charge.
Related
Compare visitor & travel medical plans in minutes
Tell me about the traveller and I’ll send a transparent, no-obligation comparison from Canada’s leading insurers. No payment to get a quote.