Travel medical insurance — covered wherever you go
Emergency medical coverage for Canadian residents and newcomers travelling abroad — and for visitors here in Canada. Real protection where your provincial plan stops. We focus on the medical coverage that actually matters.
Where your provincial plan stops, this begins
Provincial health plans cover residents at home — they pay almost nothing for emergency care in another country. One hospital stay abroad can cost more than years of premiums. Travel medical insurance closes that gap, whether you’re flying back home to visit family, wintering down south, or studying overseas.
Travel medical guide →
The complete guide to emergency medical coverage abroad — what it includes and how to choose.
What it costs →
Age, destination, trip length, and deductible — how the premium is built.
Single vs multi-trip →
One journey or a year of trips — which structure saves you money.
Visiting family abroad →
Going back home to see family? Coverage built for the trip newcomers take most.
Snowbirds →
Long winter stays in the US or south — coverage matched to extended trips.
Pre-existing conditions →
How stability rules work for travel medical, and when a condition is covered.
Travel medical FAQ
What is travel medical insurance?
Doesn't my provincial health plan cover me abroad?
Single-trip or multi-trip?
Are pre-existing conditions covered?
Related coverage
Travelling soon? Let’s get you covered.
Tell me where you’re going, for how long, and the travellers’ ages — I’ll compare travel-medical plans and send a transparent quote. No charge.