Super Visa insurance: the essentials
The short version of how Super Visa insurance works — with a pointer to our dedicated specialist site for the full guide.
The Super Visa lets the parents and grandparents of Canadian citizens and permanent residents visit for extended stays — and it requires approved medical insurance to qualify.
What the insurance has to do
To support a Super Visa application, the policy generally must meet IRCC’s insurer requirements, meet a minimum coverage amount, last at least a year, and cover healthcare, hospitalization, and repatriation. The exact requirements are set by IRCC and can change, so always verify the current rules before applying.
Getting it right
The coverage amount, term, and the traveller’s pre-existing conditions all matter. Because Super Visa is a specialized topic, we maintain a dedicated site that covers it in full — requirements, costs, monthly plans, refunds, and program-specific quotes.
How it differs from a standard visitor policy
Both are emergency medical plans for people who aren’t covered by a provincial plan like OHIP — but the Super Visa version has to satisfy program rules a regular visitor policy doesn’t.
| Standard visitor insurance | Super Visa insurance | |
|---|---|---|
| Typical use | Any visitor to Canada, short or long stays | Parents & grandparents applying for the Super Visa |
| Minimum coverage | You choose (often $50k–$150k) | Must meet the current IRCC minimum — presently $100,000 |
| Term | Days up to a year, flexible | Generally must stay valid for at least one year |
| Provider | Many Canadian insurers | Must meet IRCC’s current insurer requirements |
These are current IRCC requirements and can change — confirm the latest rules on the official Government of Canada (IRCC) website before you apply. Any figures here are illustrative, not a quote; a parent’s actual premium depends on their age, health, and the plan chosen.
A quick family checklist before you request a quote: each parent’s date of birth, any pre-existing conditions and current medications, the intended arrival date, and the coverage amount you plan to apply for.
For the full walkthrough — monthly-payment options, refunds if the visa is refused, and a program-specific quote — head to our specialist site, supervisaquote.com. Want to talk it through first? Contact us and we’ll point you the right way.